I recommend doing so. My husband's best friend is also our insurance agent and thankfully we have excellent coverage. After I was involved in a car accident on Friday I went back through my car insurance documents and read through my coverage. I'm confident in my insurance (State Farm)and also extremely happy to have rental car coverage since my car is undrivable.
This wake up call also made me read through all of my insurance coverage including car, home, health and my life insurance as well as my Will.
Gave me some piece of mind that in the unexpected not only am I protected but so are my loved ones.
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